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Oh Hail No! Protect Your Home from Damage.
Many summer storms are capable of producing hail, which can damage your home. Depending on the materials used to construct the different areas of your home, damage may not always be clearly visible....
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When A Guest Causes Damage
When A Guest Causes DamagePart of the benefit of being a homeowner is having an intimate space to entertain friends, family and other guests. But what happens when something goes wrong and a guest...
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Graduation, Prom, and Insurance
During the spring and summer, two events most teens participate in are graduation parties and prom after-parties. Both types of events usually also include alcohol. When they are at unsupervised...
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Protect the Value of Your Home
The purchase of a home represents a substantial investment. Unfortunately, like many other investments, its value is contingent on outside factors. Your home’s value is directly affected by the health...
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What Homeowners Need to Know about Replacement Cost and Market Value
Many Illinois homeowners do not have sufficient coverage to provide for all of their belongings and as a result are under-insured. Most homeowners policies require you to be insured to the value of...
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Live Green in Every Room in Your Home
Live Green in Every Room in Your HomeLiving green, building green and surrounding yourself with earth-friendly products minimizes the negative impact you have on the natural world. At the same time,...
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Don't Worry About Your Home While You're Away!
Going on vacation is a great way to relax and take your mind off the daily grind. Don’t let the excitement of an upcoming trip prevent you from securing your home against burglars. Consider the...
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Life Is Full of Firsts
Going through life, there are many important milestones we encounter. Your first words, your first job in high school, and even purchasing your first house. Your first home is something that will be...
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Why Car Insurance Rates are Rising at a Record Pace
Lower gas prices equals more road traffic equals more car crashes equals more insurance claims equals higher premiums. That’s the not-so-short story of why your car insurance rates could go up this...
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Home Vacation Rentals and Insurance Gaps
Airbnb estimated that over 1 million people would celebrate the beginning of 2016 in an Airbnb rental. Many people are using the popular option of renting out a room in a home or renting out an entire...
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Protecting Your Summer Toys
Let’s face it, off road vehicles and personal water crafts are fun. Off road vehicle and PWC insurance are critical tools to make sure you keep them fun. Whether you are a recreational ATV rider or jet...
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Smoke Detector Maintenance
Smoke Detector MaintenanceSmoke detectors are one of the most important safety devices you can install in your home to protect your personal belongings and your family. The good news is, they are...
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Swimming Pool Liability Precautions
Swimming Pool Liability PrecautionsFun in the sun is even better when you have a swimming pool in your backyard to stay cool on hot, summer days. Despite all the entertainment that a swimming pool...
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Your Responsibility As a Dog Owner
Dog Owners Are Liable When Their Pets BiteThere were over 77 million domestic dogs residing in homes across the United States between 2015 and 2016. This was a finding in a survey conducted by the...
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Why You Need a Personal Umbrella Policy
Why You Need a Personal Umbrella Policy One of the most important insurance policies you can buy is the personal umbrella policy, but many people are unaware they need one. This policy provides high...
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